TERMS OF USE

BY ACCESSING OR USING OUR WEBSITE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS OF USE (“TERMS OF USE”) AS THEY MAY FROM TIME TO TIME BE MODIFIED BY THE PALISADES GROUP, LLC, ITS DIVISIONS, SUBSIDIARIES OR AFFILIATES (COLLECTIVELY, “THE PALISADES GROUP”).

Use of Website

Our Website contains information, names, images, pictures, logos, icons, documents, and other material (the “Contents”) for your use and information. The Contents are solely for your personal use. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the Contents of this Website without the prior written consent of The Palisades Group, which may be withheld in its sole discretion.

No Offer or Advice

This Website is for general, informational purposes only and nothing contained herein should be relied on as investment advice. In addition, no offer or solicitation of an offer to sell or purchase any security is made pursuant to this Website and the information contained herein should not be used or relied upon in connection with the purchase or sale of any security.  No representation or warranty is made concerning the investment strategies and products described on this Website, which are described only in general terms and may not be offered as described.  The Palisades Group is an SEC registered investment adviser; however, SEC registration does not imply any certain level of skill or training.

Modifications

The Palisades Group, at its sole discretion, may at any time make modifications, changes, and alterations to the Contents of this Website, including these Terms of Use, without notice. You are responsible for regularly reviewing these Terms of Use. Your continued use of this Website following any modifications, changes or alterations shall constitute your acceptance of such modifications, changes or alterations.

Transmissions to and from this Website

Transmissions to and from this Website or directed to The Palisades Group, including e-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at The Palisades Group. Please do not communicate confidential or personal information through this Website.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Contents of this Website, including the graphics, icons and overall appearance of the Website, are the sole and exclusive property of The Palisades Group. The posting of the Contents of this Website neither constitutes a waiver of any of The Palisades Group’s proprietary rights or any other party’s proprietary rights, including but not limited to, copyrights, trademarks, service marks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Website user or to any third party. Contents of this Website are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents that you obtain from the Website.

Linked Sites

We may provide links to third-party Websites solely as convenient pointers to information on topics that may be useful to users of our Website and we have no control over the content on such third-party Websites. Should you choose to visit, via our link, a third party Website, The Palisades Group makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does The Palisades Group warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Links to non-The Palisades Group sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Passwords and Security

We may restrict certain portions of this Website to certain persons who have registered and obtained a password.  You are responsible for the confidentiality and use of your password. Your password is an important means of protection for you. You agree to contact us immediately if you believe that an unauthorized person has obtained access to your password.

Cookies

Cookies are small text data files that are sent to and stored on your computer, smartphone or other device for accessing the internet whenever you visit a website. Cookies are useful because they allow a website to recognize a user’s device. At The Palisades Group, we use cookies from our Website in two ways: (1) to analyze how you, the user, use our website so we can make our website better and to determine your likes and dislikes to help us improve your experience when using our website; and (2) to enable our website to perform for you, such as to log on to a secure area of the website.

The Palisades Group’s Customer Information Policies

We respect the privacy of our clients and are committed to protecting their information on our Website with the same care that we utilize for all The Palisades Group company transactions.  By using our Website, you agree that The Palisades Group can use your personal data in accordance with our Privacy Policies and Privacy Notice, a copy of which is attached to this Website.  To obtain the most recent version of our Privacy Notice, please contact us.

No Warranties

The Palisades Group makes no representation, endorsement or warranty that the Contents, Products or Services described on this Website are accurate, available, up-to-date or suitable for your particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN “AS IS” BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER’S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Limitation of Liability

IN NO EVENT WILL THE PALISADES GROUP, ITS REPRESENTATIVES, CONTRACTORS, OR OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY LOSS OR DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS OR REVENUES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY’S USE OF OUR WEBSITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEBSITE; ANY WEBSITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF THE PALISADES GROUP IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Available Only Where Permitted by Law

The products and services of The Palisades Group are available only in the United States and other countries where permitted by law.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the law of the State of Texas, without regard to the conflict of laws thereof, and the laws of the United States.

Venue

Disputes arising from the use of this Website shall be exclusively subject to the jurisdiction of federal or state court located in Travis County, Texas.

Severability

If a court of competent jurisdiction determines that a portion of our Terms of Use is unenforceable, such portion shall be modified solely to the extent necessary to cause such portion to be enforceable and these Terms of Use as so modified shall otherwise remain in full force and effect.

Waiver

No waiver by The Palisades Group of any right under or term or provision of these Terms of Use will be deemed a waiver of any other right, term, or provision of these Terms of Use at that time or a waiver of that or any other right, term, or provision of these Terms of Use at any other time.

Service Contact

If you have questions or problems regarding this Website, send us an e-mail at fraser.armstrong-watters@palisades.us.com or call us at 512-361-2018.