Our Business / Asset Management
Control-Based Credit Specialists in Global Residential Whole Loan Markets
Palisades’ Asset Management Team is responsible for asset-level credit decisions across the Firm’s managed portfolio.
Palisades’ Asset Management Team is responsible for asset-level credit decisions across the Firm’s managed portfolio.
In coordination with Business Intelligence and Data Science personnel, the Asset Management Team is able to leverage real-time data into actionable value-add credit decisions
Loan Review
Review and understand terms of loan agreements, disbursement milestones, loan modifications, ancillary fees
Borrower Credit Review
Review borrower’s situational profile to assess options
Data Validation
Order and review inspection and property valuation reports
Servicer Oversight
Frequent interaction with loan servicers to review ‘watchlist’ assets and ensure progression of credit decisions
Disbursement Approval
Confirm milestones are achieved prior to approving disbursement requests on property rehabilitation and construction loans
Regulatory Trend Analysis
Maintain visibility into Federal, state and local law impacting portfolio investments
Trend Analysis
Monitor trends surrounding borrower payment activity, property valuation, demographics, supply and inventory to assess portfolio risk
Concentration Risk Monitoring
Assessing concentration risks with respect to borrower exposure, geography, layered risk attributes
Natural Disaster Monitoring
Inspect all assets located in declared natural disaster areas
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THE PALISADES GROUP, LLC AND PALISADES ADVISORY SERVICES, LLC (COLLECTIVELY, “PALISADES”, “we”, “our” or “us”), EACH A WHOLLY OWNED SUBSIDIARY OF CHIMERA INVESTMENT CORPORATION, EACH RESERVES THE RIGHT TO CHANGE, MODIFY, ADD OR REMOVE PORTIONS OF THESE TERMS AT ANY TIME FOR ANY REASON. WE SUGGEST THAT YOU REVIEW THESE TERMS PERIODICALLY FOR CHANGES. SUCH CHANGES SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING; however, for material changes to our Privacy Policy, we may provide additional notice as required by applicable law. YOU ACKNOWLEDGE THAT BY ACCESSING OUR WEBSITE AFTER WE HAVE POSTED CHANGES TO THESE TERMS, YOU ARE AGREEING TO THESE TERMS AS MODIFIED.
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You shall not display hyperlinks on your websites to any website owned or operated by Palisades. If you desire to display on your website a hyperlink to a Palisades website, you must enter into a written agreement with Palisades governing such display. Access to any Palisades website does not authorize you to use any of Palisades’ names, logos, trademarks or copyrighted material, and you agree not to do so without Palisades’ express written consent. Requests to display hyperlinks on your websites to Palisades websites should be e-mailed to investor-relations@chimerareit.com, which handles inquiries on behalf of Palisades.
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For information regarding how we protect Personal Information, please refer to our Privacy Policy.
Please review our Privacy Policy, which is incorporated into and forms part of these Terms and describes how we collect, use, and disclose Personal Information. To the extent any information provided by you constitutes Personal Information, it will be handled in accordance with our Privacy Policy.
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This Website and our Services are offered and available to users who are at least 18 years or older (or over the legal age of majority in your jurisdiction). By using this Website or the Services, you represent and warrant that you meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website or Services.
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Except as otherwise stated in these Terms or as expressly authorized by Palisades in writing, you may not:
You agree to defend, indemnify and hold harmless Palisades, its affiliates and each of their respective officers, directors, members, partners, managers and employees against any losses, damages, claims, liabilities and costs (including reasonable attorneys’ fees) to the extent resulting from or arising out of any unauthorized or otherwise inappropriate use of any of the content of this Website attributable to you or which occurs through the use of your ID.
Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user’s computer. Palisades is not liable for any damages, changes, or omissions that occur during transmission of information and materials.
Palisades may terminate your access to the Website for any reason, without prior notice.
No waiver by Palisades of any right under or term or provision of these Terms will be deemed a waiver of any other right, term, or provision of these Terms at the time of such waiver or a waiver of that or any other right, term, or provision of these Terms at any other time.
If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.
The preceding Terms represent the entire Agreement between Palisades and the user relating to the subject matter herein.
Dated: May 2026
Last Updated and Effective Date: May 2026
The Palisades Group, LLC and Palisades Advisory Services, LLC (collectively “Palisades”, “we”, “our” or “us”) recognizes that privacy is a concern for our business investors and users of our Website, so we have established the following privacy policy (this “Privacy Policy”). This Privacy Policy describes how Palisades collects, uses, discloses, and stores Personal Information in connection with your use of our website at www.palisades-group.com (the “Website”). By using the Website or otherwise providing Personal Information to Palisades, you acknowledge our collection, use, and disclosure of the data described in this Privacy Policy.
For purposes of this Privacy Policy, “Personal Information” is information relating to an identified or identifiable individual. For purposes of this Privacy Policy, Personal Information does not include de-identified or aggregated information and, to the extent permitted by law, does not include publicly available information that is lawfully made available to the general public or information that is lawfully made available from government records.
We do not knowingly collect sensitive Personal Information beyond what is necessary to operate the Website.
This Privacy Policy does not apply to (i) Personal Information collected when you apply for a job with Palisades nor to (ii) Personal Information collected as an employee of Palisades. We may provide different or additional notices of our privacy practices with respect to other Personal Information collection practices not within the scope of this Privacy Policy, in which case this Privacy Policy will not apply.
This Privacy Policy forms part of our Terms & Conditions. Any capitalized but undefined term in this Privacy Policy shall have the meaning given to it in the Terms & Conditions.
We collect the categories of Personal Information described below for the business and commercial purposes described in this Privacy Policy.
Personal Information that You Provide to Us
We may collect the following limited Personal Information about you, depending on your interactions with us:
Contact Information: Contact Information includes your name and email address and other similar information you may provide when you contact us. We may collect your Contact Information when you subscribe to our investor relations email alerts or contact us.
Information Collected from Your Browser or Device
We automatically gather and store certain information about your Website visit from your browser or the computer, mobile phone, tablet or other device (“Device”) you use to access the Website. Such information includes your IP address, browser type, operating system type, length of time on the Website, and how you got to the Website. We may collect this information through the use of server log files and other methods. We, and our service providers, may use this information to administer the Website, help diagnose problems with our servers, and analyze usage trends.
Do Not Track Signals
Certain web browsers may provide an option by which you may request your browser to inform websites you visit that you do not wish your activities to be tracked by cookies or other persistent identifiers, commonly called “Do Not Track” signals. The Website currently does not respond to Do Not Track signals.
We may use the Personal Information we collect from you for a variety of business or commercial purposes, such as to:
We may also disclose your Personal Information as described at the time you provide your information or as otherwise set forth in this Privacy Policy, including in the following circumstances:
Third Parties Providing Services On Our Behalf: We may disclose your Personal Information to other parties that perform functions on our behalf, such as our service providers and contractors that host or operate our Website, store data on our behalf, or provide technical or other processing needs. We require third parties that perform services on our behalf to process Personal Information in accordance with applicable law and our instructions and to use appropriate safeguards to protect it.
Business Transfers: In the event that Palisades is involved in a merger, acquisition, reorganization, bankruptcy, or sale of assets, your information may be sold or transferred as part of that transaction.
Legal Disclosure: We may transfer and disclose your information to third parties to comply with a legal obligation; when we believe in good faith that the law or a governmental authority requires it; to verify or enforce our Terms & Conditions or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect our rights or property or security of third parties, visitors to our Website or the public.
We may also disclose non-Personal Information, such as anonymous information or aggregate data, to service providers, professional advisors, regulators, and other third parties as described above.
Except as described in the section below regarding “Selling or Sharing of Personal Information,” we do not share Personal Information for cross-context behavioral advertising or process Personal Information for targeted advertising purposes, as those terms are defined under applicable law.
Because we do not sell Personal Information or share Personal Information for cross-context behavioral advertising, we do not provide a “Do Not Sell or Share My Personal Information” link.
We retain Personal Information for as long as necessary to fulfill the purposes described in this Privacy Policy, including to comply with legal, regulatory, accounting, and reporting obligations, resolve disputes, and enforce our agreements. We implement reasonable administrative, technical, and physical safeguards designed to protect Personal Information from unauthorized access, use, or disclosure.
The Website may include links to other websites that we do not own or operate. We do not control, recommend or endorse and are not responsible for these websites or their content, products, services or privacy policies or practices. These other websites may send their own cookies to your Device, they may independently collect data or solicit Personal Information and may or may not have their own published privacy policies. Because Palisades has no control over the privacy practices or content of these linked websites, we recommend that you carefully review the privacy policy of each website you visit.
This Website is not intended for individuals outside of the United States. If you are located in the European Union, the United Kingdom or elsewhere outside of the United States and access this Website, please be aware that information we collect may be transferred to and processed in the United States.
The Website is not intended for or directed at children under the age of 13, and we do not knowingly collect Personal Information from children under the age of 13. We also do not knowingly sell or share Personal Information for cross-context behavioral advertising, including the Personal Information of individuals under the age of 16. If we become aware that we have inadvertently collected Personal Information from a child under the age of 13, we will take steps to delete such information promptly.
From time to time, we may update this Privacy Policy. If we do, we will note near the top of this page the date that any changes are made and/or when they become effective. If the changes being made are material, we may alert you to the changes in a more prominent way. By continuing to use the Website after such changes are posted, you acknowledge and accept the revised Privacy Policy.
This section contains additional information for residents in California regarding our Personal Information handling practices and data privacy rights.
Summary of Prior 12-Month Personal Information Handling Practices
We provide in the chart below a summary of our prior 12-month Personal Information handling practices. You can learn more about the information we collect at or before the point of collection above in the Personal Information Collected By Palisades, How We Use the Information We Collect, and How We Disclose Information sections.
Selling or Sharing of Personal Information
We do not sell Personal Information or share Personal Information for cross-context behavioral advertising, as those terms are defined under applicable law. We also do not knowingly sell, share, use for cross-context behavioral advertising or disclose the Personal Information of children under the age of 16.
Your Rights
The California Privacy Rights Act of 2020 (the “CPRA”), which amends and supersedes the California Consumer Privacy Act of 2018 (the “CCPA” and, as amended, collectively referred to herein as the “CPRA”), affords consumers residing in California certain rights with respect to their Personal Information, subject to certain exceptions. If you reside in California, this section applies to you. Subject to certain limitations you have the following rights in California:
(1) Right to Delete. You have the right to request us to delete the Personal Information we have collected about you.
(2) Right to Correct. You have the right to request us to correct inaccurate Personal Information we maintain about you.
(3) Right to Know and Access. You have the right to know and access the Personal Information we have collected about you, including the categories of Personal Information, the categories of sources from which the Personal Information is collected, the business or commercial purpose for collecting, selling, or sharing Personal Information, the categories of third parties to whom we disclose Personal Information, and the specific pieces of Personal Information we have collected about you.
(4) Right to Data Portability. You have the right to receive the information under right (3) in a format, to the extent technically feasible, that is portable, usable, and allows you to transmit the Personal Information to a person without impediment, where the processing is carried out by automated means.
(5) Rights Related to Sharing for Cross-Context Behavioral Advertising or Sale. We do not share your Personal Information for cross-context behavioral advertising or sell your Personal Information. Please contact us below if you have any questions.
(6) Rights Related to Sensitive Personal Information or Data. Data privacy laws may provide additional protection for sensitive Personal Information or data. We do not knowingly collect your sensitive Personal Information beyond what is necessary to operate the Website (such as certain technical information like IP addresses). You have the right to limit the use and disclosure of your sensitive Personal Information to the extent required under the CPRA.
(7) Right to No Discrimination. You have the right not to be discriminated against for exercising any of your privacy rights. This includes us not: (a) denying you goods or services; (b) charging you different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties; (c) providing you a different level or quality of goods or services; and (d) suggesting to you that you will receive a different price or rate for goods or services or a different level or quality of goods or services.
Instructions on How to Exercise Your Privacy Rights
You may exercise your privacy rights by calling our toll-free phone number at 888-895-6557 or emailing us at investor-relations@chimerareit.com which handles inquiries on behalf of Palisades. In some instances, we will need to verify your identity before honoring your privacy right request. We will verify your identity by asking you to provide personal information related to your recent interactions with us, such as your email address. We will honor your privacy rights request within 45 calendar days of receipt, unless we request an extension as permitted by the CPRA. If we deny your request in whole or in part, you may appeal by contacting us using the information provided in Section XIII below and including “Appeal” in the subject line of your communication.
Authorized Agents
You may exercise your privacy rights through an authorized agent. If we receive your request from an authorized agent, we may ask for evidence that you have provided such agent with a power of attorney or that the agent otherwise has valid written authority to submit requests to exercise rights on your behalf. If you are an authorized agent seeking to make a request, please contact us.
If you have any comments or questions regarding this Privacy Policy, please contact us at:
By Postal Mail:
Chimera Investment Corporation, on behalf of Palisades
Attention: Investor Relations
One Rockefeller Plaza
32nd Floor
New York, NY 10020
By Email:
investor-relations@chimerareit.com
Social Media Disclosures
The Palisades Group, LLC (collectively with its divisions, subsidiaries and affiliates, “Palisades”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Palisades may sponsor and post content on or through pages, profiles, accounts, feeds, channels or other portions of various social media platforms, including but not limited to LinkedIn and Twitter for educational, promotional or other business reasons.
About Palisades Social Media Posts
No content posted by Palisades on any social media platform constitutes an offer to sell, or a solicitation of an offer to buy, shares of any investment product to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction. Additionally, all content posted by Palisades on any social media platform is intended for informational purposes only and should not be considered as investment advice or a recommendation to invest in any particular security, strategy or investment product.
Content posted by Palisades on social media may include statements concerning financial market trends, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment which may differ materially, and they should not be relied upon as such. The investment strategy and broad themes discussed in content posted by Palisades may be unsuitable for investors depending on their specific investment objectives and financial situation. Information contained in content posted by Palisades has been obtained from sources believed to be reliable, but Palisades does not make any representations regarding the accuracy of such information. Content posted by Palisades on social media is posted "as is" without any express or implied warranties. Past performance is not a guarantee of future results. All investments involve a degree of risk, including the risk of loss. Content posted by Palisades on social media may not be reproduced in any form, or referred to in any other publication, without express written permission from Palisades.
Content posted by Palisades on social media may contain links to third-party websites only as a convenience, and the inclusion of such links does not imply any endorsement, approval, investigation, verification or monitoring by Palisades of any content or information contained within or accessible from the linked websites. While Palisades makes every attempt to provide links only to those websites that it thinks are trustworthy and accurate, it cannot be responsible for the content or accuracy of the information presented on those websites. Palisades specifically disclaims any liability for any loss or damages which you may incur, directly or indirectly, as a result of your use of such websites. Palisades reserves the right to terminate a link to a third-party website at any time. Palisades is not subject to any obligations of confidentiality regarding information submitted to it through any Palisades social media page or otherwise through any social media platform.
Third-Party Posts on a Palisades Social Media Page
While Palisades may monitor third-party content posted on any Palisades social media page, such content is not reviewed before being displayed. Third-party content posted on any Palisades social media page represent the viewpoint of the third-party and are the responsibility of the third-party. Palisades cannot guarantee the appropriateness, accuracy or usefulness of any third-party content or of any third-party hyperlink, nor is Palisades responsible for any unauthorized or copyrighted materials posted by a third-party on any Palisades social media page. Palisades reserves the right to remove or edit any third-party content on any Palisades social media page that are inappropriate or that violate (or may violate) applicable regulations.
Palisades does not post or otherwise disseminate statements relating to current or former clients’ positive experiences with or endorsements of Palisades, and Palisades expects you to refrain from making such posts on any Palisades social media page. You should limit your posts on any Palisades social media page to investment themes rather than commenting, positively or negatively, on Palisades, its products, services or personnel. Although Palisades’ clients may follow this account, this should not be interpreted as a testimonial regarding any client’s experience with Palisades.
Any descriptions of, references to, or links to other products, publications or services do not constitute an endorsement, authorization, sponsorship by, or affiliation with Palisades with respect to any hyperlinked site or its sponsor, unless expressly stated by Palisades. Palisades expressly disclaims any responsibility for the posts, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites, as posted by third parties on any Palisades social media page.
Use Social Media Platforms at Your Own Risk
Palisades is in no way affiliated with any social media site and has no responsibility for any social media site’s operations and services. Palisades and its respective affiliates, directors, officers, or employees are not liable for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use of, or inability to access or use, a social media platform, any Palisades social media page thereon or reliance on any Palisades content posted thereon or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with a social media platform or any Palisades social media page thereon. Use of a social media platform or any Palisades social media page thereon is at your own risk.
Privacy Policy
Palisades is not responsible for the terms of use or privacy policies of any social media platform on which Palisades content may appear, including on any Palisades social media page. For additional information regarding account security and privacy, refer to the Palisades Privacy Policy, which is available on the Palisades website.
For additional information about Palisades or to contact Palisades, please visit www.palisades.us.com.